“This month, I’m keeping my spending low.”
Personal finance, made for Egypt
All Your Money. One Clear Picture.
Banks, cash, THNDR, gold and the money you hold for family, counted properly in EGP. Then see what your habits are doing to it.
- Runs on your computer
- Encrypted database
- Your data stays with you
One picture
Your Money Is in Six Places. Your Picture Should Be in One.
Here’s what that looks like at the end of a month. The numbers are an example.
Bank app68,893EGP
Sees one bank
NBE certificate100,000EGP
Sits on paper
THNDR21,108EGP
Sees your shares
Wallet + Vodafone Cash13,370EGP
Seen by no one
Gold at home57,195EGP
Valued by guesswork
Family money in your bank10,000EGP
Not yours, but easy to count by mistake
Lightning shows- What you ownEverything, minus family money250,565 EGP
- Net worthAfter 52,500 left on your car loan198,065 EGP
- Kept this month50.1% of what came in23,444 EGP
All in EGP, all on one screen.
What’s really free
Your Balance Isn’t All Yours to Spend.
Lightning takes out money that belongs to others, money you’ve set aside and spending you’ve already planned. What’s left is safe to spend.
- Cash in your accounts82,663
- Held for family−10,000
- Still planned this month−1,309
- Safe to spend until payday71,354 EGP
The same number, in the app.
Your habits
You Don’t Suck at Budgeting.
You Just Don’t
Have a System.
The you who makes the budget and the you who spends are rarely the same person.
You wake up late, arrive at the office hungry, and buy whatever will help you function. In that moment, your budget won’t even cross your mind.
Stricter budgets, cheaper food and saying no over and over will wear you down. Sooner or later, the budget breaks.
Saving shouldn’t cost you your peace of mind. The key isn’t spending less. It’s understanding why you’re spending in the first place. The problem isn’t the overpriced breakfast. It’s skipping breakfast at home.
Make breakfast at home easier, and watch your spending fall in line with your budget. The budget is the guideline. The habit is what gets you there.
Study your patterns.
Build better habits.
Lightning shows you where spending repeats and becomes a pattern. You decide what caused it and what to change, so you cut costs without cutting your quality of life.
“You do not rise to the level of your goals. You fall to the level of your systems.”
“A large latte and a croissant. Whatever it costs.”
“20 café mornings this month.”
Try it
See What a Small Change Is Worth
Pick one regular expense you wouldn’t miss.
EGP
A few deliveries, a forgotten subscription, the morning coffee.
Yearly return to compare with
Worth the same as savings of
60,000 EGP
Spending 1,000 EGP less each month gives you as much as 60,000 EGP in savings earning 20% a year.
Kept each year12,000 EGP
Saved monthly for 10 years at 20%*376,095 EGP
*An illustration, not a forecast. Savings figure: monthly amount × 12 ÷ the yearly return. Ten year figure: the same amount saved every month, compounded monthly. Real returns, inflation, taxes and fees vary.
What we believe
How Small Changes Become Wealth
Keep More
Small changes you can live with free up room every month.
Put It to Work
Money you keep can earn. Over time, returns start earning returns of their own.
Learn What Works
Your own numbers show which habits stick. That’s what Lightning is for.
Take the tour
See Lightning at Work
Real screens from the app, with example data. Pick a question.
Sample data. Click any screen to enlarge it.
Private by design
Your Money. Your Data.
It Stays with You
Lightning runs on your computer. No bank logins, no cloud account.
You Confirm Every Import
Statement rows wait for your review. Nothing is saved until you say so.
No Mystery Numbers
Every key number shows what it’s made of, and each chart has a “Show the numbers” table behind it.
Good questions
Questions, Answered
Is there a phone app?
Not yet. Lightning runs on your computer and opens in your browser. You can add spending as you go, or import your bank statement once a week.
Which computers does it run on?
Windows, Mac and Linux. During early access, setup needs Python 3.11 or newer. The starter script installs everything else.
Which banks can I import from?
Any bank or wallet that lets you download a CSV or spreadsheet. You match the columns once and review every row before it’s saved. Only have a PDF? Lightning gives you ready-made instructions to turn it into a CSV with an AI assistant.
Does it connect to my bank?
No. Lightning never asks for bank logins. You add or import your own activity.
What goes online?
Your balances and transactions stay in one file on your computer, backed up each time Lightning starts. The only thing it looks up online is the latest price of listed shares, by ticker symbol.
What does it cost?
[Pricing placeholder: say whether early access is free, and what Lightning will cost after.]
Who’s behind Lightning? [Founder note placeholder: one line on who you are and why you built Lightning.]
Early access
See Your Money Clearly. Then Decide What Happens Next.
Leave your email and we’ll tell you when you can try Lightning.