LightningIt Stays with You
Lightning runs on your computer, not on someone else’s server.
Personal finance, made for Egypt
All Your Money. One Clear Picture.
Banks, cash, THNDR and gold, counted in EGP. It runs on your computer, and your data stays with you.
One picture
Your Money Is in Six Places. Lightning Counts It as One.
Each app sees one corner. Lightning adds them up in EGP, without what isn’t yours.
CIB Payroll
68,893EGPBank accountCash wallet
10,220EGPCash on handVodafone Cash
3,150EGPMobile walletNBE certificate
100,000EGPThree-year depositTHNDR
21,108EGPShares and a fundGold at home
57,195EGPValued per gramMohab, our sample household, on 2026-09-30
Net Worth
What you own, less what you owe
- In your accounts260,565
- Held for familyIn your bank, but not yours−10,000
- What you own250,565
- Left on the car loan−52,500
- Net worth198,065
What’s really free
Your Balance Isn’t All Yours to Spend.
Lightning takes off what is already promised before payday. What’s left is safe to spend.
Safe to Spend
Until the next salary, 2026-10-01
- Free cashYour cash, less money held for family72,663
- Budget left to spend−1,309
- Safe to spend71,354
What we believe
You Don’t Suck at Budgeting. You Just Don’t Have a System.
Budgets don’t break at the start of the month. They break at 9:40, with no breakfast.
One Habit, One Month
What one search in Lightning shows
- Latte and croissantOn the way to work, no breakfast−150
- Mornings like that this month× 20
- The café this month−3,000
- Kept with breakfast at home+3,000
“You do not rise to the level of your goals. You fall to the level of your systems.”
Lightning shows where spending repeats. You decide what caused it and what to change, so you spend less without living worse.
Try it
See What a Small Change Is Worth
Breakfast at home kept 3,000 EGP a month. What would your small change add up to?
EGP
A few deliveries, a forgotten subscription, the morning café.
Yearly return to compare withThe Same as Having Saved
2,000 EGP less a month, at 20% a year
An illustration, not a forecast.
- Kept each year24,000
- Saved every month for 10 years752,191
How it is worked out: savings = the monthly amount × 12 ÷ the yearly return, because savings earning that return pay you the same each month. Ten years = the same amount saved every month at that return, compounded monthly. Real returns, inflation, taxes and fees vary.
Take the tour
Every Screen Answers One Question
Real screens from the app, with Mohab’s sample household. Pick a question.
Where Do I Stand?
198,065EGPNet worth, up 29,116 EGP in 2026-09. Money you hold for others is left out.
- Savings rate 50.1%: 23,444 kept of 46,833 money in
- What you own, less the 52,500 you owe
Where Did It Go?
23,390EGPMoney out in 2026-09, 1,364 less than 2026-08.
- Housing & Rent is 51% of money out
- Each big category against the two months before
Did I Stick to My Plan?
1,309EGPLeft in plan: 23,390 spent of 24,698 planned.
- Two categories over plan, shown first
- Of every 100 that came in, 50 stayed
Is My Money Working?
+5,673EGPNet gain in 2026-09, on a portfolio worth 78,303 EGP.
- 18,450 invested of 46,833 money in
- Gold, shares and a fund in one allocation
What Comes Out Every Month?
13,480EGPBills and subscriptions a month: 30% of income.
- The landlord, at 12,000, is the largest
- Subscriptions come to 4,200 a year
Private by design
Your Money. Your Data.
No bank logins and no cloud account. Your numbers stay on your computer.
Locked with Your Password
Each profile is encrypted and opens only with your password.
You Confirm Every Import
Statement rows wait for your review. Nothing is saved until you say so.
No Mystery Numbers
Every key number shows what it is made of, and estimates say so.
Good questions
Questions, Answered
What Lightning does today, and what it doesn’t yet.
Can I try it today?
Yes, with sample data. Current Status has the Windows beta and Mohab’s sample files. Please don’t import a real bank statement yet.
Which computers does it run on?
Windows. The beta is a ZIP: unzip it and open Lightning. Other systems come later.
Is there a phone app?
Not yet. Add spending as you go on your computer, or import your bank’s CSV at the end of the month.
Does it connect to my bank?
No. Lightning never asks for bank logins. Download a CSV from any bank or wallet, match its columns once, and review every row before it’s saved.
What goes online?
Your data stays in an encrypted profile on your computer. The only thing Lightning looks up online is the latest price of listed shares, by ticker symbol.
Who is building Lightning?
Someone from finance in Egypt who has logged every pound since graduating. Excel took too long and budgeting apps missed the full picture, so Lightning does both. The full story is on Current Status.
Early access
See Your Money Clearly. Then Decide What Happens Next.
Leave your email and we’ll tell you when Lightning is ready for your own numbers.
Have five minutes? Take the survey and tell us what you need.