Lightning
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Study your patterns

Study Your Patterns. Control Your Future.

Small changes in how you spend are worth more than you think.

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The plan
Start of the monthThis month, I’m keeping my spending low.Spend less
The reality
9:40, no breakfastA large latte and a croissant. Whatever it costs.−150EGP a day
The habit
Breakfast at homeNo hungry mornings, no emergency coffee.+3,000EGP a month

A better system

You Don’t Suck at Budgeting. You Just Don’t Have a System.

Budgets don’t break at the start of the month. They break at 9:40, with no breakfast.

One Habit, One Month

What one search in Lightning shows

  1. Latte and croissantOn the way to work, no breakfast−150
  2. Mornings like that this month× 20
  3. The café this month−3,000
  4. Kept with breakfast at home+3,000
“You do not rise to the level of your goals. You fall to the level of your systems.”
James Clear, Atomic Habits

Lightning shows where spending repeats. You decide what caused it and what to change, so you spend less without living worse.

A quick game

See What a Small Change Is Worth

Breakfast at home kept 3,000 EGP a month. What would yours add up to?

EGP

A few deliveries, a forgotten subscription, the morning café.

Yearly return to compare with

The Same as Having Saved

2,000 EGP less a month, at 20% a year

120,000EGP

An illustration, not a forecast.

  1. Kept each year24,000
  2. Saved every month for 10 years752,191
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How it is worked out: savings = the monthly amount × 12 ÷ the yearly return, because savings earning that return pay you the same each month. Ten years = the same amount saved every month at that return, compounded monthly. Real returns, inflation, taxes and fees vary.

What we believe

Three Truths About Building Wealth

In this order. Each one needs the one before it.

  1. Compounding Does the Heavy Lifting

    Money that grows on its own growth does most of the work.

  2. Nothing Compounds Until You Save

    Every pound you keep can start working. Saving comes first.

  3. Understand Saving to Control It

    That takes data about your own habits. Lightning is that data.

And that is Lightning

Every App Sees One Corner. Lightning Sees It All.

Six places your money lives, counted as one, in EGP.

Your bank appSees one bank
THNDRSees your shares
Vodafone CashSees one wallet
Cash at homeSeen by no one
Gold in a drawerValued by guesswork
Money you hold for familyKept in your head
LightningAll of it, in one place, in EGP
Mohab’s sample household on the Overview. See the product

Private by design

Your Money. Your Data.

No bank logins and no cloud account. Your numbers stay on your computer.

It Stays with You

Lightning runs on your computer, not on someone else’s server.

Locked with Your Password

Each profile is encrypted and opens only with your password.

You Confirm Every Import

Statement rows wait for your review. Nothing is saved until you say so.

No Mystery Numbers

Every key number shows what it is made of, and estimates say so.

Early access

See Your Money Clearly. Then Decide What Happens Next.

Leave your email and we’ll tell you when Lightning is ready for your own numbers.