Lightning
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Personal finance, built in Egypt

All Your Money. Added Up Right.

Banks, wallets, gold, certificates and shares, counted in EGP, minus what isn’t yours.

Get early access See how it works

Free to use. No card, no account.

CIB Payroll
215,657EGPBank account
Cash wallet
10,564EGPCash on hand
Vodafone Cash
2,455EGPMobile wallet
NBE certificate
100,000EGPThree-year deposit
THNDR
48,996EGPShares and a fund
Gold at home
110,295EGPValued per gram

Mohab, our sample household, on 2026-10-04

Net Worth

What you own, less what you owe

432,467EGP
  1. In your accountsThe six places, in EGP487,967
  2. Held for familyIn your bank, but not yours−6,000
  3. What you own481,967
  4. What you oweThe car loan, and October’s rent due−49,500
  5. Net worth432,467

Numbers you can trust

Every Number Shows Its Working.

Three of Mohab’s numbers, each with its working and the screen it comes from.

Safe to Spend

Until the next salary, 2026-11-01

170,089EGP
  1. Free cashYour cash, less reserves and bills due199,566
  2. Bills and loan paymentsBefore the next salary−4,460
  3. Budget left to spendWhat this month’s plan still allows−25,017
  4. Safe to spend170,089
The same figure on Mohab’s Cash planning screen

The next three months

See Your Next Three Months Before You Live Them.

Bills, loan payments and salary are already in the plan.

Mohab’s cash, then his next three months
Next 30 days
−28,460EGPSeven bills and loan payments, on their dates
Car loan
2027-12-05Paid off then · 9 of 24 payments made
Ahead in 2026-11
+6,981EGPExpected money in, less money out

Try it

What Is a Small Change Really Worth?

Pick what you could keep each month. See what it adds up to.

What Could You Keep Each Month Without Missing It?

EGP
Compared with a yearly return of

That’s like having

120,000EGP

in the bank. At 20% a year, that pays you 2,000 EGP a month, without having the money first.

Kept in a year24,000 EGP

How it works

Thirty Minutes. Once a Month.

Bring in your statements, settle a few rows, then sit down with your numbers.

  1. Upload Your Statements

    10 min

    A CSV from each bank and wallet. Match the columns once; next month they’re remembered.

  2. Settle a Few Rows

    5 min

    Answer once per name, and every row with that name follows. Nothing posts until you say so.

  3. Sit Down with Your Numbers

    15 min

    See where you stand, where it went and what’s coming. End with one change for next month.

See how it works

Our promise

Free to Use. Yours to Keep.

Financial freedom is for everyone. So is Lightning.

Every Feature, Free

Use all of Lightning for as long as you like. No card, no account, nothing locked.

Pay Once, When It’s Worth It

After a week, Lightning asks now and then for a one-time payment. Pay when it helps and you can afford it, and it’s yours for good.

Your Money Stays with You

Your money data never leaves your computer. One encrypted profile, opened with your password.

Good questions

Questions, Answered

What Lightning does today, and what it doesn’t yet.

What will it cost?

Nothing to start, and nothing is ever locked. After seven days, Lightning asks now and then for a one-time payment. Pay when it’s worth it to you, and you own it forever.

Can I try it today?

Yes, with sample data. Current Status has the Windows beta and Mohab’s sample year. Use the sample files, not your own statements, for now.

Is there a phone app?

Not yet. We’re building one that syncs straight to your computer, with no server in between. Until then, add spending on your computer or import your bank’s CSV at the end of the month.

Does it connect to my bank?

No. Lightning never asks for bank logins. Download a CSV from any bank or wallet, match its columns once, and review every row before it’s saved.

What goes online?

Your money data never does. The only thing Lightning looks up online is the latest price of listed shares, by ticker symbol.

Early access

See Your Money Clearly. Then Decide What Happens Next.

Leave your email and we’ll tell you when Lightning is ready for your own numbers.

Study Your Patterns. Control Your Future.