Bank statement budgeting
No Bank Login. Just Your Statement.
Download a CSV from your bank or wallet, bring it in, and check every row before it’s saved.
Free to use. Windows. No bank login.
How it works
From Statement to Clear Numbers.
Three steps, about fifteen minutes a month.
Download the CSV
From your bank’s or wallet’s online banking, for last month. Only have a PDF? Lightning gives you instructions to turn it into a CSV with an AI assistant.
Import and Match
Choose Import CSV on the matching account. The usual columns are matched for you; anything else, once.
Review, Then Post
Answer once for each name, check possible duplicates, then post the ready rows.
The review
Nothing Is Saved Until You Say So.
Rows that need you come first. Possible duplicates are flagged. The rest are ready.
Good questions
Statements, Answered
What to download, and what happens next.
Which banks and wallets work?
Any that give you a CSV file. Mohab’s sample year has CIB, Vodafone Cash, a cash wallet, an NBE certificate, THNDR and gold, so you can practise first.
My bank only gives a PDF. What now?
Lightning gives you ready-made instructions to turn the PDF into a CSV with an AI assistant, then you import it the same way.
Do I have to choose a category for every row?
No. Answer once for each name and every row with that name follows. Tick “Use this category next time” and next month’s statement sorts itself.
What if I import the same month twice?
Rows that look like ones you already have are flagged as possible duplicates before anything is saved.
Is it safe?
The file stays on your computer. Lightning never asks for your bank login, and your statements are never uploaded anywhere. Where your data lives.
Can I try it without my own statements?
Yes. Download Mohab’s fictional 2026 sample pack from Current Status and import it into a sample profile.
Keep reading
More Money Questions
Each one answered with Mohab’s year, our sample household.
Where Did My Salary Go?
Every pound out, by category, from your statements and the cash you spent.
How Do I Build a Monthly Budget in EGP?
A plan for each category that fits your salary, and what’s left every day.
Where Does My Money Data Live?
On your computer, in one encrypted profile. Never on our servers.
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