Held Apart From What You Own
Mark money in your account as held for someone you have saved. It stays in the account total but leaves your net worth.
Money held for others
Their Money. Not Your Net Worth.
Cash you hold for family stays in your account but out of what you own, so your net worth is the truth.
Free to use. Windows. No bank login.
The problem
Your Balance Isn’t All Yours.
You collect rent for a sibling, hold savings for your parents, or pay a bill someone will repay.
Reassign Without Moving Cash
Change who owns part of an account between you and a saved person, without changing the account’s total.
Paid on Your Behalf, Still Counted
When someone pays an expense for you, record it. It still counts in your spending.
Mohab’s example
A Real Number from Our Sample Household.
Mohab holds 6,000 EGP for family inside his accounts.
In the Account
The 6,000 EGP sits in his bank balance, so the bank statement still matches.
Out of His Net Worth
It is subtracted from what Mohab owns, so his net worth never counts family money as his.
Good questions
Questions, Answered
Does money I hold for others count in my net worth?
No. It stays in the account but is shown apart and left out of what you own.
Does the account balance still match my bank?
Yes. Reassigning ownership between you and a saved person doesn’t change the account’s total.
What about an expense someone else paid for me?
Record it as paid on your behalf. It still counts in your spending.
Can I track money I lent out?
Not in the current beta.
Keep reading
More Money Questions
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