Count Every Place
Bank accounts, Vodafone Cash, cash at home, certificates, THNDR shares and gold, each in EGP at its latest value.
Net worth tracker for Egypt
Your Net Worth, Worked Out in EGP.
What you own, less what you owe, with nothing left out and nothing counted twice.
Free to use. Windows. No bank login.
The sum
What You Own, Less What You Owe.
Mohab’s net worth on 2026-10-04, worked out line by line.
Net Worth
What you own, less what you owe
- In your accountsThe seven places, in EGP602,179
- Held for familyIn your bank, but not yours−6,000
- What you own596,179
- What you oweThe car loan, and October’s rent due−49,500
- Net worth546,679
What counts
Three Rules Keep the Number Honest.
Count everything once, at today’s value, and only what is yours.
Leave Out What Isn’t Yours
Money you keep for family sits in your account but isn’t yours. Mark who it’s held for and it stays out.
Take Off What You Owe
Loans, installments and bills already due. Mohab’s car loan and October’s rent due are 49,500 EGP.
Good questions
Net Worth, Answered
What people in Egypt ask when they first add it all up.
Should gold count in my net worth?
Yes. Gold is something you own and could sell. Lightning values each piece by its net weight and the price per gram for its karat, so an 18K ring and a 21K gold pound are each priced right.
Do bank certificates count?
Yes, at their balance, even before you can withdraw them. Mohab’s NBE three-year certificate counts as 100,000 EGP.
What about money I’m holding for someone else?
Leave it out. Mohab’s accounts hold 602,179 EGP, but 6,000 of it is his family’s, so he owns 596,179. In Lightning you mark who the money is held for, and it never counts as yours.
Why did my net worth go up when my bank balance went down?
Moving money from your bank into a certificate, gold or shares changes where it sits, not what you own. Lightning counts the move once, so net worth only changes with what you saved, what you spent and how your holdings did.
How often should I check it?
Once a month is enough. Import your statements at the end of the month and the Overview shows your net worth and how it changed. Mohab’s rose 324,179 EGP from January to early October. Your phone and your PC show the same figure: the phone holds one ledger and the PC borrows it over your own Wi-Fi.
How are shares valued?
For listed shares, Lightning looks up the latest price by ticker symbol. That is the only thing it looks up online. For gold and other holdings, you record the price.
Keep reading
More Money Questions
Each one answered with Mohab’s year, our sample household.
How Do I Track Gold, Certificates and Shares Together?
One portfolio in EGP, and what it really earned this year.
How Much Is Safe to Spend Before Payday?
Your cash, less what is already promised before the next salary.
Free Expense Tracker: Where Did My Salary Go?
Every pound out, by category, from your statements and the cash you spent.
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