Each Account, Its Own Currency
A dollar account keeps its balance in dollars. Lightning adds it to your net worth in EGP at the day’s rate, and keeps the rate it used for each day.
Part of Know What You Own
Dollar savings tracker for Egypt
Your Dollars. Counted in Pounds.
Dollar cash and US shares keep their own currency, and add up in EGP at the day’s rate.
Free to use. Windows and Android. No bank login.
One dollar account
A Nasdaq Fund and 235 Dollars, in Pounds.
Mohab’s dollar brokerage on 2026-10-04, at 51.60 EGP a dollar.
Dollar Brokerage
In EGP at the day’s rate
- Equity fundInvesco NASDAQ 100 ETF, 8 units102,085
- Brokerage cash235 dollars at 51.6012,126
- In this account114,211
Price and rate
Two Reasons It Grew.
The fund’s own rise, and the dollar’s rise against the pound, shown apart.
Price part
+11,011EGPThe fund’s own price, in dollarsFX part
+2,206EGPThe dollar against the poundTotal gain
+13,218EGP+14.9%, held 206 daysEach figure is rounded to whole EGP, so the parts can differ from the total by 1.
How Lightning counts it
Dollars Stay Dollars.
Until you spend or convert them.
The Day’s Rate, or Yours
Rates come from Banque Misr’s daily list or online, or you type the rate your bank gave you, and yours wins. A rate older than ten days shows its date.
Convert Keeps What You Got
Change dollars to pounds, or back, and Lightning records the rate you actually got, the fee and the spread you paid.
Good questions
Dollars, Answered
What it counts, and what it doesn’t.
Which currencies can I keep?
Any. Each account has one currency, so dollars, euros, Saudi riyals or dirhams sit beside your pound accounts, and everything adds up in EGP.
Where do the exchange rates come from?
From Banque Misr’s daily rates or an online lookup, or the rate you type. A rate you type, or one you actually traded at, wins for its day. A rate older than ten days shows its date, and after 45 days Lightning asks you for a new one.
Is the dollar’s rise income?
No. It shows apart, as the gain from the rate. On dollars you still hold it isn’t locked in until you spend or convert them: Mohab’s 235 dollars are 423 EGP up on what they cost.
Which US shares get their prices by themselves?
About 400 of the largest US stocks and 70 ETFs on Nasdaq, NYSE and NYSE Arca, priced in dollars. For any other share, Gulf and European ones included, you type the price.
Keep reading
Start with the whole picture, then the two nearest guides.
Know What You Own
Add up every place your money sits, take off what you owe, and that is your net worth.
How Do I Track Gold, Certificates and Shares Together?
One portfolio in EGP: what it earned, and what you added.
How Do I Work Out My Net Worth?
Add up what you own in EGP, then take off what you owe and what isn’t yours.
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