Everything You Own
Bank accounts, mobile wallets, cash, gold by karat, bank certificates, EGX shares and funds, US stocks and ETFs, and dollar accounts, all in EGP.
Net worth, budget and expense tracker
Net Worth, Budget and Expenses, in One Free App.
Lightning is a free personal finance app for Egypt, for Windows and Android. It tracks expenses, builds your budget, plans your cash and analyses your investments from one ledger, and holds your whole net worth in EGP in one place, with no bank login.
Free to use. Windows and Android. No bank login.
What it covers
One Ledger. Three Answers.
Import a statement once. Your net worth, budget and expenses all read from it, so they never disagree.
Budget and Expenses
A plan for each category, spending by category and month, bills that repeat, and how much is safe to spend before payday.
Private by Design
No bank login and no account. Your data stays in an encrypted profile on your phone and PC, which sync over your own Wi-Fi.
Net worth
What You Own, Less What You Owe.
Mohab’s net worth on 2026-10-04, across nine places and two currencies.
Net Worth
What you own, less what you owe
- Cash you ownBank, wallets and dollars236,317
- Holdings valueGold, a certificate, shares, a fund and a flat share752,486
- What you oweTwo loans, a gam’eya and late rent−78,500
- Net worth910,304
Each figure is rounded to whole EGP, so the rows can differ from the total by 1.
How net worth is worked outBudget
Plan Each Category, See What’s Left.
The budget reads the same transactions as your net worth.
Left in Plan
October, from 2026-10-01
- PlannedEvery category with a plan38,428
- SpentFood & Groceries so far−3,410
- Left in plan35,018
Expenses
See Where the Salary Went.
Every pound out, by category and month, from the same ledger.
Money Out
2026-08, by category
- Entertainment14,539
- Housing & Rent12,000
- Other8,078
- Food & Groceries5,504
- Loan payments4,500
- Money out44,621
Good questions
All-in-One Tracker, Answered
What people in Egypt ask before they trust one app with it all.
Is there one app that tracks net worth, budget and expenses together in Egypt?
Yes. Lightning keeps one ledger and reads three things from it: your net worth across bank accounts, wallets, cash, gold, certificates, shares and dollars; a monthly budget by category; and your expenses by category and month. Nothing is typed twice, so the three always agree. It is free and runs on Windows and Android.
Does it need my bank login?
No. You download a CSV statement from your bank or wallet, match its columns once and review each row before it is saved. The Android app can also read bank SMS into the same review. Your data stays in an encrypted profile on your own devices.
How does the budget connect to my spending?
Every transaction you import lands in a category. The budget plans each category, and the same transactions show what is spent and left. Mohab’s October plan is 38,428 EGP, with 3,410 spent and 35,018 left.
Keep reading
Start with the whole picture, then the two nearest guides.
Beta testers wanted
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Take the 3–5 minute survey: what you track, what you skip and what you wish Lightning did.
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