Lightning

See where it goes

See Where Your Money Goes.

Bring in a statement once a month, sort each name once, and the month reads itself.

Free to use. Windows and Android. No bank login.

Three steps

From Statement to a Month You Can Read.

About fifteen minutes a month.

  1. Bring It In

    Import your bank and wallet statements as CSV and add only the cash you spent. No bank login.

  2. Sort It Once

    Answer once for each name and every row with that name follows. Next month’s statement sorts itself.

  3. Read the Month

    Expense analysis shows each category and how it moved against earlier months, so a one-off stands out.

The pieces

Three Things to Know.

The short answer to each is here. The full guide is one tap away.

See the Month by Category.

Mohab’s August: 44,621 EGP out, 33% of it on entertainment. Transfers between your own accounts, shares and gold stay out of money out, and refunds come off.

Free expense tracker for Egypt

Use Your Statement, Not Your Login.

Download a CSV from your bank or wallet, match its columns once and check every row before it is saved. Rows that need you come first and possible duplicates are flagged.

Budget from a bank statement

Start With Where Your Money Sits.

Write down every place your money sits, then sort each movement: income, a transfer between your own accounts, spending or a cash withdrawal. Spending counts when money leaves what is yours.

If you have no records yet

Good questions

Tracking, Answered

Questions only the whole topic answers.

How long does it take each month?

About fifteen minutes: download the CSVs, import and match, then review and post. Names you have sorted before sort themselves.

Should I budget before I track?

Track first. Once you can see what you usually spend in each category, a budget can start from your usual average instead of a guess.

Keep reading

The Other Topics

Each one is the whole picture on one page.

Beta testers wanted

Your Answers Decide What We Build Next.

Take the 3–5 minute survey: what you track, what you skip and what you wish Lightning did.

Take the survey · 3–5 min

or get news of each build

Study Your Patterns. Control Your Future.