Every Feature, Free
Use every feature in Lightning for as long as you like. No expiring trial, subscription, licence fee or paywall.
Free personal finance for Egypt
All Your Money. One Clear Picture.
Every account, dollar, certificate and gram of gold, on your phone and PC, never on a server.
Version 1.5.0 for Windows and Android. No account, no bank login.
Accounts, shares, gold and dollars
Your Money Is in Nine Places. Lightning Counts It as One.
A bank, two wallets, dollars, a certificate, THNDR, gold and a share of a flat. Lightning adds it up in EGP, takes off what he owes, and leaves out what isn’t his.
CIB Payroll
157,582EGPBank accountCash wallet
10,564EGPCash on handVodafone Cash
2,455EGPMobile walletDollar savings
51,600EGP1,000 dollarsNBE certificate
100,000EGPThree-year depositTHNDR
48,996EGPShares and a fundGold at home
110,295EGPValued by weightDollar brokerage
114,211EGPDollars and a US fundFamily flat
400,000EGPHis share of itMohab, our sample household, on 2026-10-04
Net Worth
What you own, less what you owe
- The nine placesIn EGP, as above995,703
- Held for familyIn your bank, but not yours−6,900
- What you ownCounted to the piastre, then rounded988,804
- What you oweTwo loans, an office gam’eya and October’s rent, now late−78,500
- Net worth910,304
Each figure is rounded to whole EGP, so a row can differ by 1.
Phone and PC
One Ledger. Two Screens. Pair Once.
Your phone holds the ledger. Your PC borrows it when you sit down, then hands it back, over your own Wi-Fi, with no account and no server.
The PC has the ledger. Your phone can read it.
Same ledger, same figures: +311,804 this year on bothOne edits, the other reads
Pair Once
OnceYour phone shows a code; type it on your PC. Both screens then show the same six digits, such as 370 548, so you know it’s your phone.
Borrow It
Any timeOpen it on your PC with the same password as on your phone. It arrives with every edit you made on the go, and your phone reads while you work.
Hand It Back
On closeClose Lightning near your phone and the ledger goes home. Away from it, your edits are sealed and wait for the next meeting.
Safe to spend
Watch Your Cash Before It Moves.
Salary, bills, loan payments and your emergency fund top-up are already in the plan.
101,534EGP
Cash at its lowest month end, 2026-11
Illustrative path between two real month ends of Mohab’s plan: 117,111 EGP in 2026-09 and 101,534 EGP in 2026-11.
- Salary landsIncome in the plan
- Bills leaveCounted on their due dates
- Loan instalmentCar loan, month by month
- Emergency fund top-upSet aside before spending
Numbers you can trust
Every Number Shows Its Working.
Three of Mohab’s numbers, each with its working and the screen it comes from.
Safe to Spend
Until the next salary, 2026-11-01
- Free cashYour cash, less reserves and bills due151,701
- Due before paydayBills and loan payments, before the next salary−6,460
- Gam’eya instalmentsBefore the next income−2,000
- Budget until paydayWhat this month’s plan still allows−16,558
- Saving for goalsThis month’s share of your goals−5,500
- Emergency fund top-upThis month’s share of rebuilding it−8,895
- Safe to spend112,288
Each figure is rounded to whole EGP, so a row can differ by 1.
Money Out
2026-08, by category
- EntertainmentOne payment of 14,200, on the 12th14,539
- Housing & Rent12,000
- Other8,078
- Food & Groceries5,504
- Loan payments4,500
- Money out44,621
Saved This Year
2026-01-01 to 2026-10-04
- Money in577,860
- SavedWhat was left after spending262,111
- InvestedMoved into investments, 76.9% of it201,450
- Kept as cash60,661
Our promise
Free to Use. Yours to Keep.
Every money feature is free. Optional cosmetics let you support development.
Optional Cosmetic Themes
When the in-app cosmetics shop is ready, you can choose to buy a theme to support development. It changes appearance only; no financial feature is locked behind a purchase.
Your Money Stays with You
No bank login, no server. One encrypted ledger on your phone, borrowed by your PC, opened with one password.
Good questions
Questions, Answered
What Lightning does today, and what it doesn’t yet.
Is Lightning a free expense tracker for Egypt?
Yes. Every feature in Lightning is free to use indefinitely: no expiring trial, subscription, licence fee or paywall. If you want to support development, you can choose to buy optional cosmetic themes in the app. They change appearance only and never unlock any feature. The in-app cosmetics shop is still being completed. See how the free expense tracker works.
Is Lightning ready to use?
Yes. It’s a beta, and it works with your real numbers today: import your statements, add your balances and use every screen. You may meet a rough edge; the release log lists what’s still open.
How do I start?
Download the Windows or Android beta from Downloads. On Windows, unzip it and open Lightning. Mohab’s sample year is there too, to learn the steps before adding your own.
Does it read all my messages?
No. Only messages from your banks, and only after you allow it. Messages from people are never read, and each bank message waits in review: nothing posts until you say so.
Does it connect to my bank, or send my data anywhere?
No. Lightning never asks for bank logins: download a CSV from any bank or wallet, match its columns once, and review every row. Your money data stays encrypted on your phone and PC. The only things looked up online are the latest prices and exchange rates for what you hold. How importing works · Where your data lives.
Can I track dollars and US shares?
Yes. Each account keeps its own currency, and Lightning counts it in EGP at the day’s rate, or the rate your bank gave you. The largest US stocks and ETFs on Nasdaq and NYSE get their prices by themselves. Gulf and European shares work too, with prices you type. See how dollar savings are tracked.
Beta testers wanted
Your Answers Decide What We Build Next.
Take the 3–5 minute survey: what you track, what you skip and what you wish Lightning did.
Take the survey · 3–5 min
or get news of each build
Study Your Patterns. Control Your Future.