Free personal finance for Egypt

All Your Money. One Clear Picture.

Every account, dollar, certificate and gram of gold, on your phone and PC, never on a server.

Version 1.5.4 for Windows and Android. No account, no bank login.

Accounts, shares, gold and dollars

Your Money Is in Many Places. Lightning Counts It as One.

A bank, THNDR, gold at home and six more. Lightning adds it up in EGP, takes off what he owes, and leaves out what isn’t his.

CIB Payroll

157,582EGPBank account

THNDR

48,996EGPShares and a fund

Gold at home

110,295EGPValued by weight

Six more places

678,830EGPCash, Vodafone Cash, dollars, a certificate, a US fund and a family flat

Mohab, our sample household, on 2026-10-04

Net Worth

995,703 in nine places, less 6,900 held for family and 78,500 he owes

910,304EGP

Phone and PC

One Ledger. Two Screens. Pair Once.

Your phone holds the ledger. Your PC borrows it when you sit down, then hands it back, over your own Wi-Fi, with no account and no server.

Lightning on the PC, Overview year to date, with the line Borrowed from Mohab’s phone and a Hand back button: net worth 910,304 EGP, +311,804 this year, what you own 988,804 and what you owe 78,500. — On the PC: **Borrowed from Mohab’s phone** · Hand back

Lightning on the phone at the same moment: Lent to Office PC, read only, above the same Overview: net worth 910,304 EGP as of 2026-10-04. — On the phone: **Lent to Office PC** · read only

On the phone: **Lent to Office PC** · read only

The PC has the ledger. Your phone can read it.

Same ledger, same figures: +311,804 this year on bothOne edits, the other reads

Pair once, then just open it: how pairing works

Lightning on the phone, Overview: net worth 910,304 EGP as of 2026-10-04, what needs you, and the latest transactions. — On the phone: Overview

Lightning on the phone, CIB Payroll: 157,582 EGP in the account, of which 150,682 is Mohab’s and 6,900 held for others, with October’s transactions grouped by day. — An account, day by day

Safe to spend

Watch Your Cash Before It Moves.

Salary, bills, loan payments and your emergency fund top-up are already in the plan.

101,534EGP

Cash at its lowest month end, 2026-11

Safe to spend until payday

Illustrative path between two real month ends of Mohab’s plan: 117,111 EGP in 2026-09 and 101,534 EGP in 2026-11.

Salary landsIncome in the plan
Bills leaveCounted on their due dates
Loan instalmentCar loan, month by month
Emergency fund top-upSet aside before spending

Every number shows its working. See three of Mohab’s, worked out

Our promise

Free to Use. Yours to Keep.

Every money feature is free. Optional cosmetics let you support development.

Every Feature, Free

Use every feature in Lightning for as long as you like. No expiring trial, subscription, licence fee or paywall.

Optional Cosmetic Themes

When the in-app cosmetics shop is ready, you can choose to buy a theme to support development. It changes appearance only; no financial feature is locked behind a purchase.

Your Money Stays with You

No bank login, no server. One encrypted ledger on your phone, borrowed by your PC, opened with one password.

Good questions

Questions, Answered

What Lightning does today, and what it doesn’t yet.

Is Lightning a free expense tracker for Egypt?

Yes. Every feature in Lightning is free to use indefinitely: no expiring trial, subscription, licence fee or paywall. If you want to support development, you can choose to buy optional cosmetic themes in the app. They change appearance only and never unlock any feature. The in-app cosmetics shop is still being completed. See how the free expense tracker works.

Is Lightning ready to use?

Yes. It’s a beta, and it works with your real numbers today: import your statements, add your balances and use every screen. You may meet a rough edge; the release log lists what’s still open.

How do I start?

Download the Windows or Android beta from Downloads. On Windows, unzip it and open Lightning. Mohab’s sample year is there too, to learn the steps before adding your own.

Does it read all my messages?

No. Only messages from your banks, and only after you allow it. Messages from people are never read, and each bank message waits in review: nothing posts until you say so.

Does it connect to my bank, or send my data anywhere?

No. Lightning never asks for bank logins: download a CSV from any bank or wallet, match its columns once, and review every row. Your money data stays encrypted on your phone and PC. The only things looked up online are the latest prices and exchange rates for what you hold. How importing works · Where your data lives.

Can I track dollars and US shares?

Yes. Each account keeps its own currency, and Lightning counts it in EGP at the day’s rate, or the rate your bank gave you. The largest US stocks and ETFs on Nasdaq and NYSE get their prices by themselves. Gulf and European shares work too, with prices you type. See how dollar savings are tracked.

Optional cosmetic themes

Now With Animated Themes.

A slow thread of colour runs along the top, and Papyrus lights a gold edge around its lead card. Mohab’s year, new clothes.

Spending for August 2026 in the Dendera theme: money out 44,621 EGP, the largest payment 14,200 EGP, and the month split by category. — Dendera: temple pigments on aged papyrus, a lotus frieze and the zodiac ring behind the page. Spending for August 2026 as Mohab sees it.

Budget for 2026-10 in the Dendera Night theme: 35,018 EGP left in the plan, with the line showing whether everyday spending is on pace. — Dendera: temple pigments on aged papyrus, a lotus frieze and the zodiac ring behind the page. Spending for August 2026 as Mohab sees it.

Themes change how Lightning looks, never what it does. Every money feature stays free. Get a theme in the Marketplace

Beta testers wanted

Your Answers Decide What We Build Next.

Take the 3–5 minute survey: what you track, what you skip and what you wish Lightning did.

Take the survey · 3–5 min

or get news of each build

Study Your Patterns. Control Your Future.