Free personal finance for Egypt
All Your Money. One Clear Picture.
Every account, dollar, certificate and gram of gold, on your phone and PC, never on a server.
Version 1.5.4 for Windows and Android. Free today. No bank login, no server. Installing on Android
Accounts, shares, gold and dollars
Your Money Is in Many Places. Lightning Counts It as One.
A bank, THNDR, gold at home and six more. Lightning adds them up in EGP.
Mohab, our sample household, on 2026-10-04
What you own
Your Balance Is Not Your Wealth.
Some of what sits in your account is someone else’s, and some is already owed. Lightning keeps them apart.
Yours
65,000EGPAn illustration.
Safe to spend
Watch Your Cash Before It Moves.
Your balance today doesn’t know the rent is due next week. The plan does: salary, bills, loan payments and your emergency fund, already in.
Illustrative path between two real month ends of Mohab’s plan: 117,111 EGP in 2026-09 and 101,534 EGP in 2026-11.
- Salary landsIncome in the plan
- Bills leaveCounted on their due dates
- Loan instalmentCar loan, month by month
- Emergency fund top-upSet aside before spending
Every number shows its working. See three of Mohab’s, worked out
Made in Egypt
Built for Money in Egypt.
A typical budgeting app knows a bank and a card. Here money is also gold at home, a certificate, dollars and a gam’eya.
Mohab, our sample household, on 2026-10-04
Vodafone Cash and bank SMS too.
Lightning
All of It. Only What’s Yours. One Ledger.
Every place you keep money, what you hold for others kept apart, and the next three months ahead, encrypted on your phone. Free today.
Good questions
Questions, Answered
What people ask before they start.
Is Lightning a free expense tracker for Egypt?
Yes. Every money feature in Lightning is free today: no expiring trial, subscription, licence fee or paywall. If you want to support development, you can buy an optional theme in the Marketplace. Themes change appearance only and never unlock any feature. See how the free expense tracker works.
Is Lightning ready to use?
Yes. Import your statements, add your balances and use every screen with your real numbers. We improve it with every release; the release log shows what changed.
How do I start?
Download Lightning for Windows or Android from Downloads. On Windows, unzip it and open Lightning; on Android, open the file and allow your browser to install it once. Mohab’s sample year is there too, to learn the steps before adding your own.
Does it read all my messages?
No. Only messages from your banks, and only after you allow it. Messages from people are never read, and each bank message waits in review: nothing posts until you say so.
Does it connect to my bank, or send my data anywhere?
No. Lightning never asks for bank logins: download a CSV from any bank or wallet, match its columns once, and review every row. Your money data stays encrypted on your phone and PC. The only things looked up online are the latest prices and exchange rates for what you hold. How importing works · Where your data lives.
Can I track dollars and US shares?
Yes. Each account keeps its own currency, and Lightning counts it in EGP at the day’s rate, or the rate your bank gave you. The largest US stocks and ETFs on Nasdaq and NYSE get their prices by themselves. Gulf and European shares work too, with prices you type. See how dollar savings are tracked.
Optional cosmetic themes
Now With Animated Themes.
A slow thread of colour runs along the top, and Papyrus lights a gold edge around its lead card. Mohab’s year, new clothes.
Themes change how Lightning looks, never what it does. Every money feature stays free. Get a theme in the Marketplace
Shape what comes next
Your Answers Decide What We Build Next.
Take the 3–5 minute survey: what you track, what you skip and what you wish Lightning did.
or get news of each build
Study Your Patterns. Control Your Future.